Modular blockchains could be the next hot crypto market trend in 2023
As the crypto industry recovers, a new generation of modular blockchains could replace centralized bridges and exchanges.
Trust in crypto is in shambles. How can we rebuild it?
Greater transparency and confidence in who you are transacting with could go a long way toward alleviating public mistrust, writes Travis Nelson of Quadrata.
![London-based crypto startup Klink Finance gains EU licence London-based crypto startup Klink Finance gains EU licence](https://www.finextra.com/about/finextra-logo.png)
London-based crypto startup Klink Finance gains EU licence
Klink Finance, a cutting-edge crypto startup based in London, has received its initial authorization to offer its cryptocurrency services across the European Union.
!['Regulators let the bad guys get big' — Kraken CEO speaks out after SEC settlement 'Regulators let the bad guys get big' — Kraken CEO speaks out after SEC settlement](https://s3.cointelegraph.com/uploads/2023-02/d8e98eaf-bbb8-4698-a368-ed4b2ee4706e.jpg)
'Regulators let the bad guys get big' — Kraken CEO speaks out after SEC settlement
According to Jesse Powell, U.S. regulators allowing bad actors in the crypto space to “suck up users, revenue and venture capital” could effectively destroy "the good guys".
Bitcoin surpasses Visa’s market cap to be 11th largest asset in the world
Bitcoin, the world’s first cryptocurrency, gained 15% in the past week to trade at US$24,885 and 7 p.m. in Hong Kong, surpassing payments giant Visa in...
![Crypto transaction success rate hinges on user location: Report Crypto transaction success rate hinges on user location: Report](https://s3.cointelegraph.com/uploads/2023-02/25f70646-0221-40b4-aac3-92166d2a608d.jpg)
Crypto transaction success rate hinges on user location: Report
A new report from Cointelegraph Research and Onramper revealed that fiat-crypto transactions have a 50% failure rate due to a number of factors, including user location.
![Here's why crypto companies need to focus on embedded finance Here's why crypto companies need to focus on embedded finance](https://s3.cointelegraph.com/uploads/2023-02/f3527bff-e01f-49c7-b56a-0363d645796c.jpg)
Here's why crypto companies need to focus on embedded finance
Personalized offers, financing loans, insurance, seamless payment and preferred payment mode were some of the key features that came out as top priorities for customers.
![Crypto exchange FTX Japan to resume withdrawals on Feb. 21 Crypto exchange FTX Japan to resume withdrawals on Feb. 21](https://s3.cointelegraph.com/uploads/2023-02/eeed37e6-02a1-42b4-90a0-b847b2334dd4.jpg)
Crypto exchange FTX Japan to resume withdrawals on Feb. 21
"We are very sorry for the concern and inconvenience caused to our customers due to the suspension of our services," the exchange wrote.
![EU Calls For Fast-track Crypto Capital Rules For Banks EU Calls For Fast-track Crypto Capital Rules For Banks](https://d.ibtimes.com/en/full/4422702/representations-cryptocurrencies-bitcoin-ethereum-dogecoin-are-placed-pc-motherboard-this.jpg)
EU Calls For Fast-track Crypto Capital Rules For Banks
Tough capital rules for banks holding cryptoassets must be fast-tracked in the European Union's pending banking law if Europe wants to avoid missing a globally-agreed deadline, the bloc's executive has said.
![Trading on major exchanges spiked following collapse of Terra, FTX: BIS report Trading on major exchanges spiked following collapse of Terra, FTX: BIS report](https://s3.cointelegraph.com/uploads/2023-02/a13013e5-f2fc-4cb5-8eb2-188828697f88.jpg)
Trading on major exchanges spiked following collapse of Terra, FTX: BIS report
The report suggested that whales with Binance, FTX, and Coinbase “probably cashed out at the expense of smaller holders” by reducing their BTC stockpiles as retail investors bought.
![The fate of dollar-pegged stablecoins in question: Law Decoded, Feb. 13–20 The fate of dollar-pegged stablecoins in question: Law Decoded, Feb. 13–20](https://s3.cointelegraph.com/uploads/2023-02/750f1073-d105-4297-ba12-bb6637e1fc0c.jpg)
The fate of dollar-pegged stablecoins in question: Law Decoded, Feb. 13–20
The United States Securities and Exchange Commission (SEC) ordered Paxos Trust to stop issuing Binance USD. That could affect the whole stablecoins ecosystem.
![Many stablecoins fall short of coming regulatory recommendations, says FSB chair Many stablecoins fall short of coming regulatory recommendations, says FSB chair](https://s3.cointelegraph.com/uploads/2023-02/91853522-ab1f-4caf-ba3e-76b6cba6beea.jpg)
Many stablecoins fall short of coming regulatory recommendations, says FSB chair
The chair of the Financial Stability Board, an international advisory body, said in a letter that many stablecoins may not be in compliance with its regulatory recommendations coming in July.